Any competent adult who has a "Last Will and Testament" may leave their property in whatever manner they wish. A spouse can choose to take his share of the property regardless of what the Will leaves him. In other words, you can't cut out your spouse if he or she doesn't want to be cut out. The rules concerning Wills are complicated. It's not something you should cut corners on, and it isn't something most people should do for themselves.
If you don't have a Will, the State of Oklahoma has written one for you, designating who gets your property when you die. It's called "intestate succession." It is found in the Oklahoma Statutes, 84 Okla.Stat. § 213(B):
1. If the decedent leaves a surviving spouse, the share of the estate passing to said spouse is:
a. if there is no surviving issue, parent, brother or sister, the entire estate, or
b. if there is no surviving issue but the decedent is survived by a parent or parents, brother or sister:
(1) all the property acquired by the joint industry of the husband and wife during coverture, and
(2) an undivided one-third ( 1/3 ) interest in the remaining estate, or
c. if there are surviving issue, all of whom are also issue of the surviving spouse:
an undivided one-half ( 1/2 ) interest in all the property of the estate whether acquired by the joint industry of the husband and wife during coverture or otherwise, or
d. if there are surviving issue, one or more of whom are not also issue of the surviving spouse:
(1) an undivided one-half ( 1/2 ) interest in the property acquired by the joint industry of the husband and wife during coverture, and
(2) an undivided equal part in the property of the decedent not acquired by the joint industry of the husband and wife during coverture with each of the living children of the decedent and the lawful issue of any deceased child by right of representation;
2. The share of the estate not passing to the surviving spouse or if there is no surviving spouse, the estate is to be distributed as follows:
a. in undivided equal shares to the surviving children of the decedent and issue of any deceased child of the decedent by right of representation, or
b. if there is no surviving issue, to the surviving parent or parents of the decedent in undivided equal shares, or
c. if there is no surviving issue nor parent, in undivided equal shares to the issue of parents by right of representation, or
d. if there is no surviving issue, parent, nor issue of parents, but the decedent is survived by one or more grandparents or issue of any grandparent, half of the estate passes equally to the paternal grandparents if both survive, or to the surviving paternal grandparent, or to the issue of any paternal grandparent if both paternal grandparents are deceased, the issue taking equally if they are all of the same degree of kinship to the decedent, but if of unequal degree those of more remote degree take by representation and the other half passes to the maternal relatives in the same manner; but if the decedent is survived by one or more grandparents or issue of grandparents on only one side of the family, paternal or maternal, the entire estate shall pass to such survivors in the manner set forth in this subsection, or
e. if there is no surviving issue, parent, issue of parents, grandparent, nor issue of a grandparent, the estate passes to the next of kin in equal degree;
3. If the decedent leaves no spouse, issue, parent, issue of parents, grandparent, issue of a grandparent, nor kindred, then the estate shall escheat to the state for the support of the common schools; and
4. For the purpose of this section, the phrase “by right of representation” means the estate is to be divided into as many equal shares as there are surviving heirs in the nearest degree of kinship and deceased persons in the same degree who left issue who survive the decedent, each surviving heir in the nearest degree receiving one equal share and the equal share of each deceased person in the same degree being divided among his issue in the same manner. The word “issue” means lineal descendants.
Your best option is to have a Last Will and Testament, rather than leave it to the State to determine where your property should go. A Will can accomplish other tasks, such as appointing someone to handle your estate after you die, and you can also make specific bequests of property to persons you want to receive it. If you don't have a Will, you should have one prepared and properly executed. Then give a copy of it to the person you want to administer your estate.
Remember: this is a general statement of the law and it may or may not be applicable to your specific situation.
Feldman Franden Woodard & Farris
Wednesday, April 27, 2011
Tuesday, February 22, 2011
Fraud Under Oklahoma Law
The elements of actionable fraud are: 1) a false material misrepresentation, 2) made as a positive assertion which is either known to be false or is made recklessly without knowledge of the truth, 3) with the intention that it be acted upon, and 4) which is relied on by the other party to his (or her) own detriment. Fraud is never presumed and each of its elements must be proved by clear and convincing evidence. Silver v. Slusher, 1988 OK 53, 770 P.2d 878; Bras v. First Bank & Trust Co., 1985 OK 60, 735 P.2d 329; Dawson v. Tindell, 1987 OK 10, 733 P.2d 407; Bowman v. Presley, 212 P.3d 1210, 1218 (Okla. 2009).
All the essential elements requisite to constitute actionable fraud need be present, and the absence of any one is fatal to recovery. Steiger v. Commerce Acceptance of Oklahoma City, Inc., Okla., 455 P.2d 81 (1969).
Actual fraud is defined by statute in 15 O.S. § 58:
Actual fraud, within the meaning of this chapter, consists in any of the following acts, committed by a party to the contract, or with his connivance, with intent to deceive another party thereto, or to induce him to enter into the contract:
1. The suggestion, as a fact, of that which is not true, by one who does not believe it to be true.
2. The positive assertion in a manner not warranted by the information of the person making it, of that which is not true, though he believe it to be true.
3. The suppression of that which is true, by one having knowledge or belief of the fact.
4. A promise made without any intention of performing it; or,
5. Any other act fitted to deceive.
Constructive fraud is defined in the statutes by 15 O.S. § 59:
Constructive fraud consists:
1. In any breach of duty which, without an actually fraudulent intent, gains an advantage to the person in fault, or any one claiming under him, by misleading another to his prejudice, or to the prejudice of any one claiming under him; or,
2. In any such act or omission as the law specially declares to be fraudulent, without respect to actual fraud.
Where a party with intent to induce another to enter into contract makes positive assertion, which is material, in a manner not warranted by his information, or where he is not shown to have reasonable grounds for believing it true where the assertion so made is not true, even though believed by the party making it, he is guilty of actual fraud. Farrar v. Chitwood, 282 P.2d 729 (Okla. 1955).
There is wide distinction between the nonperformance of a promise and a promise made mala fide, only the latter being actionable fraud. Citation Co. Realtors, Inc. v. Lyon, 610 P.2d 788 (1980). The mere fact that a contract was not performed does not establish actual fraud, since this does not establish an intent not to perform at the time the promise was made. Smith v. Roederer, 516 P.2d 257 (Okla. 1973).
As always, the facts of a paticular situation determine whether these principles are applicable. This is not legal advice, because if it was, you would have paid for it! Consult a lawyer in your jurisdiction if you think you've been defrauded, or if you are concerned that someone else might have a fraud claim against you.
All the essential elements requisite to constitute actionable fraud need be present, and the absence of any one is fatal to recovery. Steiger v. Commerce Acceptance of Oklahoma City, Inc., Okla., 455 P.2d 81 (1969).
Actual fraud is defined by statute in 15 O.S. § 58:
Actual fraud, within the meaning of this chapter, consists in any of the following acts, committed by a party to the contract, or with his connivance, with intent to deceive another party thereto, or to induce him to enter into the contract:
1. The suggestion, as a fact, of that which is not true, by one who does not believe it to be true.
2. The positive assertion in a manner not warranted by the information of the person making it, of that which is not true, though he believe it to be true.
3. The suppression of that which is true, by one having knowledge or belief of the fact.
4. A promise made without any intention of performing it; or,
5. Any other act fitted to deceive.
Constructive fraud is defined in the statutes by 15 O.S. § 59:
Constructive fraud consists:
1. In any breach of duty which, without an actually fraudulent intent, gains an advantage to the person in fault, or any one claiming under him, by misleading another to his prejudice, or to the prejudice of any one claiming under him; or,
2. In any such act or omission as the law specially declares to be fraudulent, without respect to actual fraud.
Where a party with intent to induce another to enter into contract makes positive assertion, which is material, in a manner not warranted by his information, or where he is not shown to have reasonable grounds for believing it true where the assertion so made is not true, even though believed by the party making it, he is guilty of actual fraud. Farrar v. Chitwood, 282 P.2d 729 (Okla. 1955).
There is wide distinction between the nonperformance of a promise and a promise made mala fide, only the latter being actionable fraud. Citation Co. Realtors, Inc. v. Lyon, 610 P.2d 788 (1980). The mere fact that a contract was not performed does not establish actual fraud, since this does not establish an intent not to perform at the time the promise was made. Smith v. Roederer, 516 P.2d 257 (Okla. 1973).
As always, the facts of a paticular situation determine whether these principles are applicable. This is not legal advice, because if it was, you would have paid for it! Consult a lawyer in your jurisdiction if you think you've been defrauded, or if you are concerned that someone else might have a fraud claim against you.
Monday, January 3, 2011
Workers Compensation Death Benefits Not Subject to Insurer's Subrogation Claim
In McBride v. Grand Island Express, 2010 WL 5080933, 2010 OK 93, the Oklahoma Supreme Court held that insurers have no right to subrogation for workers compensation insurance death benefits paid to a deceased employee’s beneficiaries. Insurers who paid workers compensation death benefits can no longer intervene in third-party actions to recover under principles of subrogation.
Plaintiff/Appellee McBride, Sr. as Personal Representative of his son’s estate sued for wrongful death/negligence after an accident where Eldon McBride, Jr. was killed. McBride Jr. worked for NES Rentals as a truck driver. McBride Jr. stopped his employer’s truck and trailer to investigate a minor accident on a bridge. He was standing in the roadway on the bridge when he was struck by a tractor/trailer owned by Grand Island Express, Inc, driven by Therance White, Jr. and a tractor/trailer owned by DCM Transport and driven by Kenneth Minter.
The workers compensation insurer paid wrongful death benefits to McBride Jr.’s widow and children. The employer paid for funeral and burial expenses. Additionally, the workers compensation insurer is obligated to pay weekly benefits to McBride Jr.’s widow and children for an indefinite time.
The employer and insurer intervened in the estate’s wrongful death suit against third parties, Grand Island and DCM, based on their interpretation of 85 O.S. § 44, to recover from the third parties death benefits paid and those anticipated to be paid in the future through subrogation. The Personal Representative moved for summary judgment against the insurer, arguing that only an employer and not an insurer had the right to pursue the third-party tortfeasor to recover death benefits under 85 O.S. § 44(d) and that the employer had not paid any death benefits. Plaintiff also sought severance of the intervenors’ claim from the main action. The trial court granted Plaintiff’s motions.
The statute, 85 O.S. § 44(d) allows an employer the right to recover death benefits, but does not allow the employer’s workers compensation insurance carrier the same right. The statute does not create a right for the insurer to pursue a third party. In contrast, 85 O.S. § 44(c) specifically gives an employer or his insurance carrier a right of subrogation in certain situations, not including death benefits. By specifically leaving out insurance companies in the language of § 44(d), the Oklahoma legislature intended for only employers to have a separate cause of action for the recovery of death benefits paid by the employers. The trial court, relying on this provision, granted summary judgment to the Personal Representative of the decedent’s estate and dismissed the insurer’s subrogation claim.
NES Rentals, McBride Jr.’s employer, and its workers compensation insurer, the Insurance Company of the State of Pennsylvania, sought appellate review of the trial court’s grant of summary judgment to the Personal Representative of the decedent’s estate.
On appeal, the Court of Civil Appeals reversed the trial court and allowed the insurer to intervene and allowed subrogation of death benefits. The Oklahoma Supreme Court granted certiorari and reversed, reinstating the trial court’s termination of the insurer’s intervention and subrogation action.
The Oklahoma Supreme Court noted in its opinion that the employer had the right to subrogation to recover the death benefits, but there was no right of subrogation for the insurer to recover death benefits from third persons. The Court said that the employer or insurer had no historical right to payment of death benefits because death benefits subrogation was unauthorized and was viewed as violative of Okla. Const. art. 23 § 7 which provides: "The right of action to recover damages for injuries resulting in death shall never be abrogated, and the amount recoverable shall not be subject to any statutory limitation, provided however, that the Legislature may provide an amount of compensation under the Workers' Compensation Law for death resulting from injuries suffered in employment covered by such law, in which case the compensation so provided shall be exclusive, and the Legislature may enact statutory limits on the amount recoverable in civil actions or claims against the state or any of its political subdivisions."
The Court held that Section 44(d) grants to the employer but not the insurer an independent cause of action to recover from a third-party tortfeasor the money paid out in death benefits under the Workers’ Compensation Act and that Section 44(d) prohibits the employer or carrier from acquiring any interest in the death benefits received by the employee or the employee’s beneficiary, or in a life insurance policy owned by the employee. The Court stated that if the Legislature intended to create a right of recovery for the insurance carriers, it would have included them in the first sentence of Section 44(d). The Court held that the insurance carrier cannot stand in the shoes of the employer and the employer cannot vicariously seek damages for losses it did not incur.
The Court in McBride decided an issue of first impression, as no prior decisions had construed 44 O.S. § 44(d), regarding an “employer” the right to recover in subrogation death benefits paid by an insurer. In McBride the Court specifically held that the insurer could not “stand in the shoes” of its insured, the employer, to recover through subrogation death benefits the insurer paid.
Other theories of recovery still exist; the opinion cuts off only the right of subrogation.
Plaintiff/Appellee McBride, Sr. as Personal Representative of his son’s estate sued for wrongful death/negligence after an accident where Eldon McBride, Jr. was killed. McBride Jr. worked for NES Rentals as a truck driver. McBride Jr. stopped his employer’s truck and trailer to investigate a minor accident on a bridge. He was standing in the roadway on the bridge when he was struck by a tractor/trailer owned by Grand Island Express, Inc, driven by Therance White, Jr. and a tractor/trailer owned by DCM Transport and driven by Kenneth Minter.
The workers compensation insurer paid wrongful death benefits to McBride Jr.’s widow and children. The employer paid for funeral and burial expenses. Additionally, the workers compensation insurer is obligated to pay weekly benefits to McBride Jr.’s widow and children for an indefinite time.
The employer and insurer intervened in the estate’s wrongful death suit against third parties, Grand Island and DCM, based on their interpretation of 85 O.S. § 44, to recover from the third parties death benefits paid and those anticipated to be paid in the future through subrogation. The Personal Representative moved for summary judgment against the insurer, arguing that only an employer and not an insurer had the right to pursue the third-party tortfeasor to recover death benefits under 85 O.S. § 44(d) and that the employer had not paid any death benefits. Plaintiff also sought severance of the intervenors’ claim from the main action. The trial court granted Plaintiff’s motions.
The statute, 85 O.S. § 44(d) allows an employer the right to recover death benefits, but does not allow the employer’s workers compensation insurance carrier the same right. The statute does not create a right for the insurer to pursue a third party. In contrast, 85 O.S. § 44(c) specifically gives an employer or his insurance carrier a right of subrogation in certain situations, not including death benefits. By specifically leaving out insurance companies in the language of § 44(d), the Oklahoma legislature intended for only employers to have a separate cause of action for the recovery of death benefits paid by the employers. The trial court, relying on this provision, granted summary judgment to the Personal Representative of the decedent’s estate and dismissed the insurer’s subrogation claim.
NES Rentals, McBride Jr.’s employer, and its workers compensation insurer, the Insurance Company of the State of Pennsylvania, sought appellate review of the trial court’s grant of summary judgment to the Personal Representative of the decedent’s estate.
On appeal, the Court of Civil Appeals reversed the trial court and allowed the insurer to intervene and allowed subrogation of death benefits. The Oklahoma Supreme Court granted certiorari and reversed, reinstating the trial court’s termination of the insurer’s intervention and subrogation action.
The Oklahoma Supreme Court noted in its opinion that the employer had the right to subrogation to recover the death benefits, but there was no right of subrogation for the insurer to recover death benefits from third persons. The Court said that the employer or insurer had no historical right to payment of death benefits because death benefits subrogation was unauthorized and was viewed as violative of Okla. Const. art. 23 § 7 which provides: "The right of action to recover damages for injuries resulting in death shall never be abrogated, and the amount recoverable shall not be subject to any statutory limitation, provided however, that the Legislature may provide an amount of compensation under the Workers' Compensation Law for death resulting from injuries suffered in employment covered by such law, in which case the compensation so provided shall be exclusive, and the Legislature may enact statutory limits on the amount recoverable in civil actions or claims against the state or any of its political subdivisions."
The Court held that Section 44(d) grants to the employer but not the insurer an independent cause of action to recover from a third-party tortfeasor the money paid out in death benefits under the Workers’ Compensation Act and that Section 44(d) prohibits the employer or carrier from acquiring any interest in the death benefits received by the employee or the employee’s beneficiary, or in a life insurance policy owned by the employee. The Court stated that if the Legislature intended to create a right of recovery for the insurance carriers, it would have included them in the first sentence of Section 44(d). The Court held that the insurance carrier cannot stand in the shoes of the employer and the employer cannot vicariously seek damages for losses it did not incur.
The Court in McBride decided an issue of first impression, as no prior decisions had construed 44 O.S. § 44(d), regarding an “employer” the right to recover in subrogation death benefits paid by an insurer. In McBride the Court specifically held that the insurer could not “stand in the shoes” of its insured, the employer, to recover through subrogation death benefits the insurer paid.
Other theories of recovery still exist; the opinion cuts off only the right of subrogation.
Subscribe to:
Posts (Atom)